Location: Mumbai

Experience: 5-12 years

Product ManagementDigital Lending Fintech and Consumer FinanceProduct and Consumer Analytics

What you’ll be doing:

  1. You’ll lead the development of Khaata - an innovative digital lending (credit-line) product to let customers avail a line of credit to shop for merchandise across Future Group’s network
  2. You’ll identify and define product vision and strategy, and own the complete product life-cycle road-map from conceptualization to release and scaling the lending capabilities
  3. Through Khaata, you’ll enable the full stack of digital consumer lending, from credit modeling, to customer onboarding, to one-click transactions and to the collections platform
  4. You’ll be responsible for building the customer journeys to drive seamless application of Khaata at our stores, and ensuring sustained adoption and usage of Khaata among the target consumer groups
  5. You’ll drive Auto-collection and Early-collection features of Khaata through auto-NACH, auto-debit, UPI, payment gateway-based collections and recovery of unpaid balances through an interest-based credit collection system
  6. Additionally, you’ll drive the growth of Khaata and develop strategic partnerships within the Fintech ecosystem (payment gateways, wallets) to encompass other aspects of digital consumer, B2C and B2B lending into the NBFC
  7. Through analytics and statistical modeling, you’ll glean critical insights from the data gathered for product improvements and to incorporate consumer intelligence into the product road-maps

What you’ll bring to the team:

  1. You’ll bring your product management knowledge, new-age dynamism, entrepreneurial abilities to lead a team of high- functioning Product Managers
  2. Your understanding of the Fintech and consumer ecosystem, NBFCs and the regulations, compliance and legalities of Digital Lending in India
  3. Your knowledge and experience incorporating customer centricity in building product and managing the development of products in a customer facing environment, especially the mobile app-based ones
  4. Your experience in effectively managing multiple competing product priorities simultaneously and drive projects to completion under tight deadlines
  5. Your ability to work with cross functional teams (Engineering, Data Science, Business, Collections) to strategize, implement and execute short term and long term product and business roadmaps

Interview Process & Prep Notes

  1. Scenario Assessment

    Problem Solving, Simulation Exercise, Business Acumen, Ideation
    Show us your ability to identify problems, collaborate, innovate and ideate in a competitive and fast moving environment, to eventually build the best products and product features, with an eye for business growth and domination
  2. Past Project Assessment

    Implementation, Execution, ROI On Actions/ Decisions, Scope Of Improvement, Business Turnaround
    After the thorough assessment of the basic prerequisite abilities, we shall continue by understanding more about your previous work, key professional milestones and other important aspects of your work, including your timing, skill in implementation and execution. We will go through the business, ROI impact due to your decisions in the past, and have a candid discussion on areas of improvement.
  3. Role Based Assessment

    Ideation, Business Model Design, Business Acumen,Revenue Generation & Understanding
    Now that we are cognisant of your abilities, proven skills & experience, be prepared to answer tricky questions on Ideation, Business Models and Revenue Generation
  4. Team Fitment

    Behavioural Assessment, Culture Fit, Project Knowledge, Role Operation
    Be yourself. It works out better for everyone if we're genuine and can see if we're a cultural fit for each other. Everyone here is focused on our mission, so you should figure out what it is.

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If this excites you, Apply for this opportunity!

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